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https://www.zhengdianxue.com/wp-content/uploads/skills/org-6mle9qko--jiaxiao-tuifei-tianbao.zip将提示词发送给你的 AI 安装该 skills
请根据 https://skillhub.cn/install/skillhub.md，安装 @org-6mle9qko/jiaxiao-tuifei-tianbao。按培训进度算清驾校该退你多少钱，并生成退费申请书、投诉话术与维权路径。
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概述
驾校退费｜报名费培训费退款核算与维权
一、硬边界
| 能做 | 不能做 |
|---|---|
| 按培训进度核算应退金额区间（保守/合理/争取三档） | 不能替你向法院/12328 提交申请或代签文书 |
| 判定培训阶段（未开训 / 已开理论 / 已上实操 / 已考完） | 不能查到某家驾校的真实收费明细，只能按你提供的数字算 |
| 识别「概不退费」「一经报名概不退还」等无效格式条款 | 不能保证一定退到钱，实际结果取决于证据与协商 |
| 识别驾校违约情形（超期不安排练车、与承诺不符等） | 不能给出诉讼胜诉率、不能预测判决金额 |
| 生成退费申请书、证据清单、投诉话术 | 不能代收代管款项、不能提供律师执业意见 |
| 给出主管部门投诉路径与时效提示 | 不处理驾照考试作弊、买卖驾照等违法事项 |
金额全部是估算区间，不是法律意见。最终以合同约定、票据、当地主管部门处理意见或法院认定为准。
二、什么时候用
| 用户说法 | 用不用 |
|---|---|
| 驾校不退费怎么办 / 驾校扣我一千多合理吗 | 用，直接走核算流程 |
| 报名了不想学了，能退多少钱 | 用 |
| 科目一考过了想退学，扣多少 | 用 |
| 驾校拖了三个月没给我安排练车 | 用，按驾校违约处理 |
| 合同上写着概不退费，是不是就没办法了 | 用，该条款属无效格式条款 |
| 驾校搬迁/教练辱骂/承诺包过没兑现 | 用 |
| 我想考驾照，推荐个驾校 | 不用，本技能只处理退费 |
| 科二挂了五次怎么办 | 不用 |
| 我的驾照扣分了怎么查 | 不用 |
三、完整工作流
- 收齐六个关键数字：合同总额、已缴金额、报名日期、申请退费日期、已通过科目、已完成学时（驾校 APP/IC 卡计时记录可导出）。没有学时记录时，脚本按已通过科目推定学时。
- 固定扣减项先摆出来：建档受理费、教材资料费、体检照相费、已代缴的考试费。这些是「已经实际花掉的」，退费时一般不退。
- 算已消耗培训费：培训费 = 合同总额 − 固定成本；学时单价 = 培训费 ÷ 62（C1 教学大纲总学时，C2 为 60）；已消耗 = 已完成学时 × 单价。
- 判断谁违约：
- 驾校方违约（超 60 日不安排培训、擅自搬迁、虚假承诺、教练殴打辱骂）→ 学员可主张全额退还并索赔，违约金为 0。
- 学员方原因退学 → 驾校只能扣「已实际发生的费用 + 合理违约金」，违约金以合同约定为准，但超过实际损失 30% 可主张过分高于损失。
- 校验合同里的霸王条款：
概不退费、一经报名概不退款、最终解释权归本驾校均属免除自身责任、排除对方主要权利的格式条款，依法无效（民法典第 496、497 条）。 - 生成文书：退费申请书（含事实、依据、诉求金额、期限）、证据清单、投诉话术。
- 按阶梯维权：协商 → 12328（交通运输服务监督热线，驾校主管部门）→ 12315（市场监管，价格与格式条款）→ 12345 → 人民法院小额诉讼（三年诉讼时效，民法典第 188 条）。
- 留痕：所有沟通用文字（微信/短信），电话后补一条确认短信；现场缴费要发票或盖章收据，转账要备注。
四、脚本用法
# 自检（3 个内置样例断言）
& "C:UsersTi'an'bao.workbuddybinariespythonversions3.13.12python.exe" "scriptstuifei_calc.py" --selftest
# 实际核算（输入 JSON 档案，输出报告与退费申请书）
& "C:UsersTi'an'bao.workbuddybinariespythonversions3.13.12python.exe" "scriptstuifei_calc.py" --file case.json --out out| 参数 | 说明 |
|---|---|
--file | 学员档案 JSON 路径，见下方字段表 |
--out | 输出目录（默认 out），生成 退费核算报告.md、退费申请书.md、证据清单.md |
--selftest | 运行内置样例自检，结果同时写入 scripts/_selftest_result.txt |
输入 JSON 字段（缺失字段用默认值）：
| 字段 | 类型 | 默认 | 说明 |
|---|---|---|---|
学员姓名 | str | 学员 | 用于文书抬头 |
驾校名称 | str | 驾校 | |
合同总额 | float | 4800 | 报名合同约定总额 |
已缴金额 | float | 同合同总额 | 实际已付 |
报名日期 | str(YYYY-MM-DD) | 90 天前 | |
申请退费日期 | str(YYYY-MM-DD) | 今天 | |
是否建档受理 | bool | false | 是否已建档、发教材 |
已通过科目 | list | [] | 科目一/科目二/科目三/科目四 |
已完成学时 | dict | {} | 如 {"科目二": 6} |
已代缴考试费 | float | 0 | 已实付给车管所的考试费 |
合同约定违约金比例 | float | 0 | 0.2 表示 20% |
驾校违约情形 | str | 无 | 填「超期未安排练车」等 |
驾校超期未安排天数 | int | 0 | ≥60 视为驾校违约 |
是否有概不退费条款 | bool | false | |
是否有书面合同 | bool | true | |
是否开具发票 | bool | false | |
车型 | str | C1 | C1/C2，影响总学时 |
五、规则与要件库
生成任何文书前，先读这两个文件：
rules/tuifei-rules.md—— 扣减项口径、三档金额算法、违约与格式条款认定、各地常见扣费区间、投诉与时效依据。templates/tuifei-application.md—— 退费申请书模板与填空说明。
脚本里的常量与这两份文件保持一致；若你修改规则文件，同步修改脚本顶部常量。
六、最常见的坑
- 把「已缴金额」和「合同总额」混为一谈。很多驾校分期、先交定金再补尾款，只按合同总额算会高估退款，必须按已实缴算。
- 学时记录没有导出就空口谈。驾校常按「已学完整个科目」扣费，而学时系统里往往只刷了几个学时。务必导出计时记录截图（驾校 APP / 各省驾驶培训监管平台），这是砍掉不合理扣费最有力的一张牌。
- 轻信「概不退费」就放弃。该条款是无效格式条款；但当驾校拿出你签字确认的、明确列明扣费标准的退费约定时，法院通常会尊重约定，所以要区分「霸王条款」和「明示的扣费标准」。
- 没有发票或收据就投诉。12328/12315 受理要基本凭证，转账记录必须能显示收款方为驾校或其法定代表人；现金缴费又无收据时，先补一个盖章的缴费证明再去投诉。
- 口头协商不留痕。电话里说好退 3000，回头驾校只认 1000。所有协商结论落到文字，并明确「几月几日前退到指定账户」。
- 违约金按合同全额认。合同约定 30%、50% 不代表有效；违约金以实际损失为基准，超过损失 30% 可请求调减（民法典第 585 条及相关司法解释）。
- 超时效。普通民事纠纷诉讼时效三年（民法典第 188 条），从知道权利受损日起算；久拖不决也别拖过三年。
- 投诉渠道找错。驾校的主管是交通运输部门（12328），不是教育局；价格欺诈、虚假宣传、格式条款归市场监管（12315）；两条线可以同时走。
七、边界与免责
- 本技能输出的是规则推演与文书模板，不构成法律意见，也不构成任何退费结果的承诺。
- 各省、市对驾校退费的具体规定（如部分地区有「未开训扣 5%」「开训后按学时」等地方法规或行业规范）可能与本技能默认口径不同，以当地主管部门解释为准。
- 涉及金额较大（一般 2 万元以上）、存在人身伤害或群体性纠纷时，建议咨询当地律师或法律援助机构（12348 公共法律服务热线）。
- 不协助虚构事实、伪造学时记录或发票。
八、许可
本项目采用 Apache License 2.0 许可，正文如下：
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